• by Hozpitality Insurance & Notary Services
• 12 Mar, 2026

For decades, the "Three-Legged Stool" of retirement—Social Security, a company pension, and personal savings—kept most Americans upright. But today, company pensions are nearly extinct. This has left a "Pension Gap" that many are struggling to fill. As a financial advisor, I often see the same worry: "Will my money outlive me?" This is where the annuity—a tool often misunderstood but incredibly powerful—steps in. Here are the four primary reasons why an annuity might be the missing piece of you
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